Insurance

Life Insurance


Life Insurance is defined as a contract between the policy holder and the insurance company, where the life insurance company pays a specific sum to the insured individual's family upon his death.

The life insurance sum is paid in exchange for a specific amount of premium. Life insurance offers you risk coverage and takes care of monetary needs of your family after your death.

Besides providing coverage against all sorts of risks, it gives you an opportunity to grow your investments.

Types of Life Insurance
  • Term life insurance :-

    You get coverage for a tenure that you specifically choose. These policies could be availed by people who find it difficult to pay a lump sum amount for endowment assurance policy or whole life policy.

  • Whole life insurance :-

    This policy covers you for as long as you live. You stay protected for your entire life, thus this plan is named as whole life policy.

  • Endowment policy :-

    Endowment policy pays back the face value of the amount on the insured person's death or after a stipulated number of years. Some policies also make payment in case of critical illness.

  • Money back policy :-

    This policy repays survival benefits periodically during the term of the plan.

  • Savings & investment plans :-

    Help you save and invest to make your money grow.

  • Retirement plans :-

    This plan is a retirement solution plan and does not cover life insurance.

  • Unit Linked Insurance Plan :-

    These plans offer policyholder to build wealth in addition to life security.

  • Child insurance policy :-

    These plans are designed to meet rising education and other needs of children.