Insurance

Business Insurance


Business insurance protects businesses against losses suffered in the course of their normal activities, particularly when the business faces a compensation claim.

Covers include professional indemnity insurance, public liability insurance, and employers’ liability insurance.

Business Insurance can provide cover for your business’ premises and contents, against loss, damage or theft, also offering protection against financial loss experienced from an insured interruption to your business.

Types of Business Insurance
  • Liability Policies :-

    Liability policies help protect your business from the costs related to claims against your company of bodily injury and property damage.

  • Employee Insurance Policies :-

    Workers' Compensation provides employee benefits for work-related injuries and illnesses. It can also help cover the legal costs your business may face if a deceased workers’ family decides to sue you.

  • Property insurance :-

    Property insurance offers you protection against risks to your business property.

  • Risk Management :-

    For businesses that need help reducing risk exposures and increasing the safety of their operations, insurance companies with Risk Engineering expertise offer loss control services.

  • Legal Liability :-

    This type of business insurance provides you cover against legal liabilities arising due to personal injury or losses caused to employees, customers, business partners and other third-parties.

  • Business interruption insurance :-

    Protect against loss or damage to cash flow or profit caused by business not able to operate due to some reasons.

Key factors for Business Insurance
  • Worker’s compensation :-

    If your employee is injured, killed during the course of his work (on the job duty) then this is an on the job injury. The workers compensation policy pays the worker compensation/money for injuries suffered at work.

  • Protection against fire and allied perils :-

    If your business is a manufacturing unit then protection/cover against fire and allied perils (earthquake, landslides, floods, storms) is a must.

  • Insurance Against Theft :-

    Your business can suffer a severe loss due to a theft/burglary. You can avail insurance/cover against the loss you suffer in a theft or the damage to your business property in a burglary/attempted burglary.

  • third party liability :-

    Your business must avail a general third party liability to protect the business from claims of injury and death of a third party during the course of the business.

  • Professional indemnity insurance :-

    While running a business if damage/injury is caused to your clients (people you serve) then you are liable to pay for damages.

  • Product liability insurance :-

    This insurance is very necessary if you have a manufacturing unit. The products your business manufactures could be defective and cause injury to a client (customer) who purchases your product.

Specialise In Business Insurance

Business Insurance

Businesses must deal with risk on a daily basis, regardless of their size or industry type. Business insurance is an essential part of managing these risks.

Commercial Motor/Fleet Insurance

Keep your business on the move with National Advisory and consultancy. We have access to a range of insurers to cover your commercial motor/fleet needs

Employee Benefit Insurance

An employee benefit insurance plan refers to insurance offered by employers to their current employees in the form of a group insurance program.

Liability Insurance

Public liability insurance protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property or economic loss.

Truck/Carrier Insurance

Many people look at truck insurance as a way to protect their business or livelihood. From a single vehicle tipper-truck operation to specialist equipment or fleet cover.

Professional Indemnity Insurance

Professional indemnity insurance protects advice-based businesses from legal action taken for losses incurred as a result of professional negligence.

Commercial Strata Insurance

Strata Insurance provides cover for the common property that comes within the management of the strata title to a shared property.

Construction/Contract Works Insurance

Contract works insurance is designed to cover losses associated with civil, commercial, and residential construction projects during designated period of insurance taken out.

Commercial Property Owners Insurance

National Advisory and consultancy specializes in protecting your assets which you have worked hard to obtain. Commercial property owners insurance packages are usually the most comprehensive.

Management Liability Insurance

Management liability insurance covers exposures faced by directors, officers, managers, and business entities that arise from governance, finance, benefits, and management activities.From hobby to large working farm operations, National Advisory and consultancy can develop farm insurance solution that suits you.